Vidhi Associate has a well-established Banking and Finance practice led by experienced Partners and dedicated team. The firm offers a comprehensive bouquet of services across the entire spectrum of banking and financial transactions to leading public & private sector banks, domestic/ offshore & multilateral financial institutions, NBFCs, debt / private equity funds, family offices, lenders, borrowers, business houses, advisers, consultants and other intermediaries. Deal management, deep understanding of commercial issues, qualitative drafting skills, and the ability to handle challenging structuring issues as well as complex negotiations in strict timelines are among the main strengths of the firm. The firm advises across the entire life cycle of the transactions from initial structuring all the way through closing, including due diligence on the borrowers, promoters, projects, securities, transactions structuring, drafting term sheets and transactional documents, advising on the regulatory framework and related issues. We also advised on intricate regulatory issues under the guidelines of the Reserve Bank of India applicable to domestic and cross-border lending.
Our portfolio of services include, Project Finance (including PPP across Infrastructure, Power and Energy), securitization, external commercial borrowing, trade finance, corporate debt, complex syndicated Loans, bilateral/ multi lender & consortium lending, structured finance, acquisition & leveraged finance, mezzanine and subordinated debt, derivatives, security creation including mortgage loans, asset-based lending, equipment leasing, real estate financing, debt & capital markets, green bonds, carbon credit financing, listed and unlisted debentures/ bonds & commercial paper, take out financing, financing management buy outs, credit enhancement, promoter funding, loan against shares, regulatory compliance, enforcement of lender rights, debt restructuring & re-financing, negotiated settlements, resolution under RBI circulars, JLF, bankruptcy and insolvency, resolution schemes under IBC and court approved schemes of arrangements, and regulations issued by RBI, NHB, SEBI, DCA and other sector regulators.
The firm’s vast experience and industry knowledge, combined with the diverse skills of our lawyers allows us to represent our clients before regulatory bodies and in formal legal proceedings on an entire range of complex issues in a broad spectrum of areas.
The firm has been recognized and recommended in many international publications and ranking platform for its exceptional work in the Banking & Finance practice, including Legal 500, Chambers & Partners, IFLR1000, Asia Law Profiles etc. Our banking and finance practice has been consistently ranked amongst the leadings firm over the last several years.